South Carolina Electronic Liens & Titles (ELT)

Frequently Asked Questions about ELT in South Carolina:

Does the ELT program apply to all vehicles titled by the DMV (boats, mobile homes)? What class of vehicles are not titled by the DMV?

Vehicles, trailers, and mobile homes are titled. ELT works with anything titled by the SC DMV. Boat registration is handled through the SC Department of Natural Resources and are not part of the ELT program.   As of February 1, 2017 the ELT program is mandatory in South Carolina. After August 1, 2017 the SC DMV will no longer issue paper titles and you must be enrolled in SC DMV ELT program.

How long does it take to be approved as an ELT participant?

South Carolina receives applications at any time and takes about four weeks to set up new ELT participants. A Go Live date can be scheduled.

How do I sign up for the ELT program?

Complete and mail the forms entitled "Electronic Lien and Title Progam Memorandum of Understanding" and "ELT Lienholder Application" which are available on Complete the forms electronically or email them to DDI, and we will submit them to the SC DMV.

How do I switch service providers?

Along with the applications, lenders should send a termination letter on company letterhead similar to the following:

Karen Harrison
10311 Wilson Blvd.
Blythewood, SC 29016

To Whom it may concern at the SC DMV:

Please terminate the SC ELT MOU for [Decision State Bank] (ELT # [001011146457]) effective 1/20/2012. [Decision State Bank] will immediately re-enroll with Decision Dynamics, Inc. as the ELT Service Provider.

Can ELTs be released using a paper lien release document? If so, does the state send notice?

Yes, paper lien releases are still allowed, but delays may occur, as liens on ELTs should be released electronically.   To remove a lien on an ELT, lienholders must provide a letter on company letterhead that includes:  owner's name, VIN, title number, lien release date, and signature of authorized company representative.  Note, as of March 23, 2012, a Form 450 can no longer be used to release a lien.

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